Investment Decision-Making under Covid-19 Pandemic Pressure Based on Demographic Variables

The covid-19 Pandemic has made many people work from home to have much time trade in the capital market. Through "Yuk Nabung Saham” program, Indonesia Stock Exchange (IDX) tries introduce market young investors through a partnership with university. This study aimed analyze effect of demographic variables (age, gender, and experience) on investment decision-making risk perceptions attitudes under Covid-19 pandemic pressure. Used SEM-PLS analysis Mediation effects, 160 Surabaya’s Investors as respondents analyzed. showed that age, experience affect perception attitude. In pandemic, conditions were very dynamic erratic, resulting investors' changing, thus changing their behaviour become more speculative reactive take advantage Students’ currently who may not yet mature financial capabilities, so they had high psychological bias. But next ten years, these would grown into professional strengthened Exchange.